Now that Black Friday has passed…

November 29, 2009 · Filed Under Current News, money saving ideas · Comment 

What deals did you get?

Did you think that the economy discouraged shoppers to get out there?

Any interesting stories out there? The only one I have (because I stay away from crowds and spending money) is there was a lady at Best Buy on Wednesday, starting the line. She was telling us that she was going to do shifts with some friends….even through Thanksgiving day! I wonder if it was worth it.

Discounted Halloween Costume

October 16, 2009 · Filed Under Current News, money saving ideas · Comment 

I bought my son his costume through Spirit Halloween. I didn’t have to pay full price with this coupon code “SOCIETY” and I didn’t have to spend a bunch of money. Love it@!

Fundraising idea

October 7, 2009 · Filed Under money saving ideas · Comment 

My coworker was telling me how she has her daughter in a private school and they have to do fundraisers. Each child’s parent also has to volunteer a minimum amount of hours per semester in the classroom and has to put some time into fundraising.

The school participates in the Scrip program. So, the school buys a bunch of discounted *pretend money* (Scrip) from participating stores and they sell it at face value. For example, if I shop at Stater Bros, I would buy $50 Scrip money for $50 (I spend that much there anyway) but the school bought the Scrip money for half the amount or whatever. The difference goes to the school. Good deal for the school, don’t you think?

I think the student even gets a discount on their tuition depending on how much Scrip they purchase.

My friend’s always thinking about different ways she can benefit from it. For example, her family was going to Souplantation for a graduation. She bought Scrip for Souplantation and told her parents (who were buying) that she had some Scrip money that she could apply it to the luncheon.

Free Sample of Medication

October 2, 2009 · Filed Under Freebies, money saving ideas · 1 Comment 

My son has allergies and he takes Zyrtec. I have him take a pill only when he feels like he needs to. I talk to a lot of people and they say that they take it every day, that it helps the flare ups. The way we’re taking the meds, my son doesn’t go through them as fast. Even his flare ups aren’t too bad.

I went on this website and it was offering a free sample of Zyrtec. I am there. We always like FREE, right?

Check this cheapcheapcheap.com target out, maybe you’ll find something  that you can benefit from. I even like their name. hehe

Also, I just learned from a friend that Costco carries a generic Zyrtec. I just picked some up a couple days ago. $15.95 for a whole year’s supply. Zyrtec costs $30 for only 70 pills.

Pay for a Gym Membership?

September 25, 2009 · Filed Under money saving ideas · Comment 

Yes? or No?

It depends. (How’s that for an answer?)

To be honest with you, I probably shouldn’t be paying for a gym membership. My husband treated me a few months ago to an LA Fitness membership. I wanted to play racquetball. I wanted to take the classes. Running was getting boring for me. My gym room at home was soo boring. I’m not going to the gym as much as I use to anymore. I loved going with my friends on Monday, Wednesday and Friday mornings. I started working certain mornings and now it left me with one day I could meet my friends.

It’s not enough to be paying $30/month. I should be running, I should be doing video tapes in my living room, I should be running on my treadmill in my home gym, I should be doing some strength training with my weight ball, yoga ball or hand weights.

There is so much information on the internet to dial you into a fitness program. Free Trainers, Personal Trainer, Fitness Programs, Diet and Weight Loss Plans Look around and try to incorporate the free plans out there. You really don’t *need* to be spending money on a gym membership if you’re not using it enough. There are lots of programs you can find that won’t cost you a penny, if you’re willing to be flexible.

No Cable?

September 18, 2009 · Filed Under money saving ideas · Comment 

We haven’t had cable or really TV for about three years.

We really hit some hard times, one night our cable TV got shut off when we didn’t pay the bill. The first night it was horrible. What were we going to do?

This is what we started to do: family nights.

We played games, board games, card games, video games, whatever. We had movie night where we’d pick a DVD and have popcorn. We would have reading night. Sometimes we’d all do different things and have our personal downtime.

On the most part, we engaged with each other more. A good thing!

Three years later, we still don’t pay for any cable and we don’t need it. And believe me, I can’t really say we’re bored with no TV. If anything, we’re more busy with soccer, school and everything else. Today I learned of a website where you can watch some of your favorite movies and TV shows at your computer….if you need to.

Penny Auction?

September 10, 2009 · Filed Under money saving ideas · Comment 

My friend is very frugal. She loves to make money on stuff that is laying around her home. She loves to resell her kids’ toys–when they’re done with it of course. She loves selling her stuff on Ebay and Craig’s list. She worked around to sell her daughter’s tortoise. You can’t sell anything live on Craig’slist but you can charge a *processing* fee, a processing fee of $90. (how coincidental, $90 is how much the tortoise cost) She received 3 calls within a couple of hours. Tortoise was gone from her daughter’s responsibilities that next day.

The other day she was laughing at how she went to a *penny auction*.  I wanted to know more about it. I guess she’s in this community where they’ll hold these auctions in garages and you can make a hundred and a couple hundred dollars depending on what you have to sell.

Never Pay Full Price

August 31, 2009 · Filed Under money saving ideas · Comment 

In these times, businesses are having a hard time making consumers spend. Businesses are rolling out more sales, coupons and incentives.

Before you make a purchase, especially a big one, check to see if there are any deals, coupons or something out there to save you money.

I will never pay full price for a lot of things, especially if I’ve seen coupons regularly from specific stores. (Kohl’s, Staples, Office Depot, Sports Authority, etc. ) For example, at Kohl’s, I will go to the clearance rack, find good valued items and then have a coupon.  I like to save money!

Delish.com

August 20, 2009 · Filed Under money saving ideas · Comment 

MSN has a site called Delish that gives you access to printable grocery coupons.

It also is a great resource for making cheap meals. Check it out and see if there is anything you can use.

Can I survive without a credit card?

August 19, 2009 · Filed Under help with debt, money saving ideas · Comment 

I remember thinking that there was no way I could live without a credit card.

Now that the economy is the way it is, now that I have charged up my credit cards to its maximum and now that I cannot afford to pay even the minimum payments on these credit cards, I KNOW that I can survive without one.

My credit score is lousy right now. My credit card accounts are delinquent. I have no credit cards anymore. I have no credit. I probably can not get any credit. It’s ok. My life is not over. I do have a checking account. I do have money in the bank (on most days). I have a debit card. Again, I’m ok.

I have learned to buy everything with cash (or debit card, same thing). If I don’t have money in my checking account, simply put, I cannot purchase a thing. I have learned to plan better. I have learned to buy only what I *need* today. If it can wait until next payday, it does. I am very mindful of each item I put in my grocery basket.

All is good. I do without, yes I can! You can too!

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